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NICARAGUAS
LAND, HISTORY AND PEOPLE
The
Lay of the Land
Nicaragua is the largest country in Central America and occupies about the
same amount of land as England. It is located in the heart of the Central American
isthmus between the Caribbean Sea on the east and on the west by the Pacific
Ocean. Nicaragua is bordered by Honduras to the north Costa Rica to the south.
With 54,054 square miles, Nicaragua is divided into three very distinct geographical
regions: the Pacific lowlands, the north-central mountains, and the Caribbean
lowlands also called the Mosquito Coast or Mosquitia. The Pacific lowlands
are interrupted by about 40 volcanoes (the country has a total of 58) of which
San Cristóbal and Concepción are the largest and most imposing.
The country’s most prominent feature is Lake Nicaragua, the largest lake in
Central America and the 10th largest fresh-water lake in the world with a surface
area of about 8,157 sq. km. The lake is also famous because in it live the
world’s only fresh water sharks. Scientists think the lake was originally connected
to the sea and was cut off by an earthquake or changes in the land formation.
Lake Managua is the country’s other important lake. There are several smaller
volcanic lakes near or right inside the city limits of Managua. Laguna Masaya
and La Laguna de Apoyo are interesting lakes which lie in volcanic basins.
Weather
Like other areas in Central America Nicaragua’s
climate varies according to altitude with different
regions of the country having distinct climates.
The Pacific lowlands are always extremely hot. The Pacific dry season or summer
becomes very dusty, especially when the wind begins to below in February. The
mountainous region in the north is much cooler than the lowlands. The Caribbean
part of the country is hot and wet, and rain can fall heavily even in the “dry” season
As in most tropical regions, Nicaragua has a dry season (la estación seca)
or summer from November to May and a rainy season (invierno) which roughly
runs from May to October. Nicaragua can be called the land of eternal summer
in that there is not much difference in temperature from month to month and
from season to season. In general, average temperatures range between 80 to
90 degrees F during the dry season and between 85 to 95 degrees F in the rainy
season. The lowest average temperature is 77 degrees F and the highest is 104
degrees F. Managua and Pacific part of Nicaragua are usually far less rainy
than most of Central America.
Where to Live in Nicaragua
Since we have just discussed Nicaragua’s
geography and weather, now is a good time to
talk about some of the things to consider before
choosing a permanent place to live.
Deciding where to live in Nicaragua depends on your preferences. If you like
the stimulation of urban living you will probably be happiest living in Managua,
León or Granada. Living in a foreign country represents a big change for many
people because they often find themselves with more free time than usual and
sometimes get bored. As we mention later in this book, there are sufficient
activities to keep everyone busy and happy in Nicaragua. You are more likely
to find more to do around larger cities and towns than in rural areas. However,
laid back types can find it easy to get away from it all by living in the countryside
or at the beach.
Managua is the country’s largest city and is spread across the southern shore
of Lake Managua. It is also country’s capital and main commercial center. The
city is crowded with more than a million people — a quarter of the country’s
population.
A number of natural disasters have devastated the city and left parts in shambles.
The colonial city was destroyed by an earthquake in 1931. It was rebuilt only
to be destroyed by another earthquake in 1972. After the 1972 earthquake, the
city’s center was not rebuilt. Thus the city has no real downtown. Much of
what was formerly the center of the city has been decentralized with shopping
centers, markets and residential areas now located on the outskirts of the
city.
Like most cities in Nicaragua, Managua has few street names, although some
important streets are named. People get around by using landmarks and cardinal
points. Locations will be given in relation to famous landmarks. To compound
matters, locations are sometimes given in relation to where landmarks used
to be before they were destroyed by the 1972 earthquake. A typical direction
might be given like this: “From the corner store two blocks north and one block
south.”
The city has its share of banks, a post office, hotels for all budgets, first-class
restaurants, hospitals and other basic services. There are also universities,
foreign language schools, museums, baseball games, a large central market,
and much more. The city is currently undergoing a building boom and many locals
are beginning to refer to the city as “The New Managua.” A number of new luxury
hotels, like the Intercontinental, have been built with more on the way. International
cuisine as well as fast food chains like McDonalds, Subway, Pizza Hut, Domino’s
Pizza and Burger King are found all over the city. There are couple of new
shopping centers including the mammoth Metro Center Mall which rivals any U.S.
shopping center. Numerous upscale stores, a CineMark movie theater from the
U.S. and food court can be found at this state-of-the-art mall.
The country’s international airport, Augusto Cesar Sandino is located about
8 miles from the city.
One of the best things about Managua is that many of the country’s best attractions
are conveniently located nearby, making the capital a good home base from which
you may explore the country.
Managua is not our first choice for living because of its hot climate, but
as you can see from the above, there are adequate infrastructure and plenty
to do to keep busy and happy.
One of the potentially best places to reside is Granada — the country’s third-largest
city after Managua and León. Located on the shores of lake Managua, Granada
is without a doubt the country’s most colorful city and has a cozy, laid- back
ambiance. This charming colonial city is tourist friendly and, therefore, has
become one of the country’s main tourist attractions.
A long-time expat who lives in Granada boldly boasted, “Granada is not Nicaragua
nor Latin America. It is the way Latin America used to be 100 years ago. Granada
is the oldest and culturally richest city in Latin America. Among the people
there is a type of old family unity not found in other places in the modern
world. The place seems to be caught in a time warp. ”
With a population of only 75,000, Granada has managed to maintain its historic
atmosphere and feel of a small town. The city is so quaint you can even travel
around the city in a horse-drawn carriage. Foreigners have realized this; there
is a growing expatriate community taking root. In fact, a new American Legion
Post is currently being organized with expats welcome to join.
One of the salient features of the city is its strong colonial character. The
churches and homes of the city have conserved their original colonial flavor.
Spanish-style homes with beautiful interior courtyards abound.
We know of a couple of Americans who are restoring some of these beautiful
homes. One plans to covert his home into a small hotel for his travel business.
Granada has its share of supermarkets, a couple of places to see movies, banks,
a post office, an affordable country club and a basic infrastructure. Believe
it or not there isn’t a traffic light in town.
Some of the city’s interesting sites are Casa del Tres Mundos, Iglesia Convent
of San Francisco, La Polvera, the Cementerio and a train station located in
a beautiful, Neo-Classic building.
Despite being a small city Granada has its share of cultural events including
the annual Latin American Film Festival and Book Fair.
Hospedaje Central, La Fábrica, Las Alemanes and Charly’s Bar are local hangouts
where you can savor a Victoria, the local beer, and find some expats and locals
with whom to talk.
Since the city attracts people from all over the world you can expect to meet
a variety of interesting people. A definite bohemian atmosphere pervades the
city. Stop by the Hospedaje Central and talk with the colorful owner, Bill.
He’ll fill your ears full of information about the local scene.
Every Friday night, an entertaining festival is held in Parque Colón, the main
plaza. It is the most important cultural event of the week. Cesar’s is a popular
disco found in the Centro Turístico next to the lake. The place really rocks
on the weekends.
The city also offers a beachfront park where you can swim in the lake. You
can tour the off-shore islands (Las Isletas) which are found in the area. The
nearby Mirador de Catarina is a memorable spot situated on the top of a volcano
overlooking the Laguna de Apoyo. The pristine volcanic crater is filled with
water (sort of a mini-Lake Tahoe). Beyond the lake you can see the city of
Granada in the distance. It is truly a sight to behold.
There is e-mail and Internet service available at Computadoras de Granada (552-3368)
where you can keep in touch with the outside world and can arrange to have
an Internet line installed in your home or business.
Masaya (population.100,000) is located 11 miles west of Granada. Known as “the
city of the flowers,” the city is located on the edge of a crater lake, Laguna
Masaya. On the opposite side looms the Masaya Volcano with a plume of steam
spewing out of its crater. It is the most visited of all the country’s volcanos,
having become popular with tourists in recent years. Adventurous souls can
even reach the crater and get a first-hand glimpse of volcanic activity. The
volcano’s many lookout points also afford spectacular views of the surrounding
countryside. On a clear day you can see all the way to Lake Managua Managua
and Granada. The city boasts two large markets where local artists sell their
wares.
León is Nicaragua’s second largest city. It is on the shore of Lake Managua.
León was founded the same year as Granada, in 1524 by Francisco Hernández de
Córdoba and is one of the country’s oldest cities. It was the capital of Nicaragua
throughout the colonial period, until Managua became the capital in 1857. León
is traditionally the most liberal of Nicaragua cities and remains the radical
and intellectual center of the country.
The city continues to maintain the grandeur and splendor of the colonial period.
Its narrow paved streets, adobe homes with their gardens, red-tiled roofs and
weathered buildings have made the city’s architecture its main attraction.
Gorgeous traditional country homes can be found in neighborhoods like San Felipe.
Monuments to the revolution, including some Sandinista murals, abound. León
is the home of the largest cathedral in Central America. In recent years there
has been a lot of restoration going on. Restaurants, a post office and other
basic services are found in the city.
Despite its rich historical past, León is primarily known as a center for artesanía
or handicrafts. The best place to see handicrafts is at the Mercado de Artesanías
or Artisans’ Market. Since the city is also famous for music and festivals
together with its handicrafts, it is sometimes referred to as the “Folklore
Capital” of Nicaragua. One “can’t-miss” attraction is the Museo Rubén Dario,
the house where the country’s most famous poet spent his childhood.
Outside the León, one can find other interesting attractions. As you will see
in this section there are a couple of warm, surprisingly uncrowded beaches
within an hour’s drive from the city. Nearby rivers also offer a place to relax
and pass the time fishing.
For those of you who don’t like hot weather, the city of Matagalpa might just
be the place you are looking for. The town is located in a verdant mountain
valley with a river beside it. The climate is cool and refreshing compared
to the warm lowlands. Many foreigners say that the climate is similar to the
spring-like weather found in some parts of Costa Rica’s Central valley. This
area is really beautiful and an abundance of fauna and flora make it a great
place to walk or hike.
Estelí is another nice town in the mountains. There is a lot of tobacco grown
in this area. Some of the best cigars in the world are said the come from there.
Nicaragua is often referred to as the “land of water” because its landscape
is dominated by its lakes, rivers and beaches. Without a doubt the country’s
lakes and beaches are definitely reason for considering moving to Nicaragua.
One foreigner we interviewed, who plans to move to Granada, says he can’t wait
to buy himself a boat so he can explore the lake and its islands. Another expat
we talked to has built his dream home on the Pacific coast so he can partake
in watersports.
Speaking of the Pacific coast, there are several beaches about an hour’s drive
from Managua. Pochomil is a clean swimming beach with a few hotels and bars
in the area. Because of its proximity to Managua it is very popular with Nicaraguans.
Masachapa to the north is not as nice as Pochomil. It tends to be a little
run down for foreigners’ tastes.
About three miles up the coast from Pochomil is Montelimar. It used to be the
famous beach house and summer retreat of the dictator Somoza. When the Sandinistas
took power they turned Montelimar into a resort. Recently it was refurbished
by the Spanish hotel chain Barceló. Despite being upscale the resort is surprising
affordable by international standards.
To the north, about 30 miles south of the city of León, are two beaches worth
exploring. El Velero is a decent beach with water which is ideal for surfing
and swimming. El Tránsito is another beach to visit. Moving south are La Boquita
and Cesares, Huehuete, Veracruz and El Astillero It is difficult to get to
some of these beaches because of either their remote location or the condition
of the roads. Salinas Grande and Jiquilillo are good beaches.
Located in a large curved bay, San Juan del Sur is considered a leading beach
resort. The town has hotels, good seafood, sportfishing and surfing. Check
out both Marie’s Bar and Restaurant. and Richard’s Bar and Restaurant. Hotel
Casa Blanca (505) 045-82135 is a clean place to stay right on the main drag.
A small number of foreigners live in this seaside port on a permanent basis.
It must be pointed out that residing at the beach can grow old after a while.
There is not a whole lot to do and little infrastructure. Beach combers, sun
worshippers, surfers and fishermen, however, will feel right at home in a beach
area.
If the beach isn’t to your liking there are always the lakes. Isla Ometepe
is an imposing beauty. It is purported to be the largest fresh water island
in the world and sits roughly in the center of the Lake Nicaragua. This spectacular
island is of volcanic origin and its two volcanos, Volcán Concepción and Volcán
Madera dominate the panorama. Concepción is considered to be a perfect cone
and rises to a height of 1610 meters from the lake. Volcán Madera is smaller
at 1310 meters high.
The lakes warm clear water, gentle sandy slopes and small waves make for optimum
swimming conditions. A rain forest, an abundance of wildlife, including several
types of monkeys, parrots, iguanas and many kinds of birds, are found on the
island.
The island doesn’t offer ‘big-city’ type of attractions but is suitable for
walking or exploring on horseback. There are several hotels and restaurants
on the island. Ometepe is really for those types of people who are tired of
the urban hustle and bustle and want to get away from it all. Life here is
so slow that during the turbulent 1970’s and 1980’s life on the island remained
virtually unaffected by events which transpired on the mainland.
We have not included all of areas of the country, but only those which we feel
offer the most potential to expats. We suggest that before choosing a place
to live that you explore the country and read all of the books we have listed
in Chapter 10 of this book in the section titled, “Suggested Reading.’
For property see: www.primenicaraguaproperty.com or buynicaragua@hotmail.com
Nicaragua’s History in Brief
The earliest vestiges of humans in Nicaragua date from about 10,000 years
ago. During the pre-Colombian period the Nicaraos, Chortegas, Chontales and
Miskitos were some of the native inhabitants of the country. Indigenous people
from Mexico immigrated to the country’s Pacific lowlands. Eventually the Aztec
culture was adopted by many indigenous groups when the Aztecs moved south during
the 15th century to establish a trading colony.
The first contact with Europeans was in 1502 when Columbus sailed down the
Caribbean coast. In 1524, with the arrival of Francisco Hernández de Córdoba,
the first two cities, Granada first and then León, were founded. Eventually
Nicaragua moved its capital from Granada to León and finally to Managua in
1858.
In 1821 Nicaragua as well as the rest of Central America, was freed from Spanish
rule. Complete independence was finally obtained by 1838. Shortly after that,
Britain and the U.S. became attracted to Nicaragua in search of a shortcut
across the Isthmus via the Río San Juan and Lake Nicaragua.
In 1855 the infamous American, William Walker, appeared on the scene and his
saga began. Walker, with his band of rag-tag mercenaries, attempted to take
over Nicaragua. He proclaimed himself president, but was eventually driven
from the country and executed in Honduras in 1860.
Different personalities governed the country afterwards. Among them was the
dictator José Santos Zelaya. He refused to give the U.S the exclusive right
to build a canal from the Pacific to the Atlantic. Consequently, the U.S. signed
a canal treaty with Panama. Due to political instability, Nicaragua remained
under U.S. occupation for the first half of the 20th century. In 1934, General
Anastasio “Tacho” Somoza, head of the country’s U.S.-trained National Guard,
had the liberal opposition leader, Agusto Sandino shot. After fraudulent elections
Somoza became president in 1937.
Somoza ruled Nicaragua as a dictator for the next 20 years, amassing a personal
fortune and land holdings the size of El Salvador. Together with his family
he virtually owned the whole country. His personal fortune was estimated to
be around 50 million dollars by the mid-fifties. General Somoza was assassinated
in 1956. His two sons each served a presidential term and the younger, General
Anastasio Somoza Debayle, dominated the country from 1963 until he was forced
from power in 1979. He was later assassinated in Paraguay.
In 1972 Nicaragua was devastated by an earthquake. Unfortunately, international
aid went straight into the pockets of Somoza while thousands of people suffered.
As a result, opposition to Somoza’s rule spread to all classes of Nicaraguans.
Soon a general revolt united moderates and the more radical FSLN (Frente Sandinista
de Liberacion Nacional) to oust Somoza on July 19, 1979.
The government headed by the Sandinistas quietly nationalized the Somozas’ large
land holdings and established farming cooperatives. They reduced illiteracy
from 50% to 13% and instituted widespread health care.
Fear spread of Soviet influence through Central America. The U.S. then tried
to undermine the Sandinista government because of its left-wing tendencies.
Aid was suspended to Nicaragua and 10 million dollars were allocated for organizing
counter revolutionary group known as contras. In 1985 the U.S. even imposed
a five-year trade embargo in an effort to rid Nicaragua of the Sandinistas.
What this essentially did was to destroy the Nicaraguan economy.
Nicaraguans, unhappy with the Sandinistas unfulfilled promises for an improved
economy and peace, voted against them in the 1990 elections and elected Violeta
Chamorro president. However, she proved ineffective as president and failed
to revive the economy. So, in 1997 Arnoldo Alemán was elected president.
Peace and stability were the country’s main accomplishments in the 1990’s.
In an effort to improve the economy and promote private enterprise, many of
the country’s state-run corporations were privatized. The government also tried
to promote tourism and foreign investment with a whole slew of attractive incentives.
Unfortunately, the majority of Nicaraguans have not yet reaped the economic
benefits causing thousands of Nicaraguans to emigrate to Costa Rica in search
of work.
If political stability and foreign aid and investment continue the country
is bound to move forward.
Government
The Nicaraguan government is a constitutional democracy
with executive, legislative, judicial branches of government.
Executive power is vested in the president, who is assisted
by a vice president and an appointed cabinet. The president’s
term is six years. The legislative branch is made up
of a unicameral 93-member National (constituent) Assembly,
directly elected to a six-year term, by popular vote
on a proportional representation basis.
Nicaragua is divided into 16 departamentos (Departments or provinces) in two
zones, and one special one. The Pacific Zone consists of: Nueva Segovia, Madriz,
Estelí, León, Chinandega, Managua, Masaya, Granada, Carazo, Rivas, Boaco, Chontales,
Matagalpa and Jinotega. The Atlantic Zone: Atlantic North Autonomuos Region,
Atlantic South Autononmous Region, and Río San Juan special zone.
Nicaragua has had 11 constitutions. The new constitution provides for freedom
of speech and press, peaceful assembly, freedom of assembly, freedom of religion
and movement within the country, as well as foreign travel, emigration and
repatriation.
Under the Chamorro government the size of the army was reduced from 80,000
to 15,000 and the military draft was ended. Attempts are being made to reduce
the military’s power by placing it under civilian control.
Economy
Traditionally Nicaragua has always been an agriculture-based
economy. Coffee has been the most important crop. Bananas,
sugar cane, rice and tobacco have also contributed to the
economy.
As of 1999 the growth of the country’s gross domestic product (GDP) was 6.3%;
per capita income was around $450; and inflation was around 11%.
Nicaragua’s present and past economic woes can best be summed-up by a Nicaraguan
citizen who related to us in Spanish, ”Nicaragua es un país salado” (Nicaragua
is an unlucky country). The word ‘salado’ means unlucky or cursed. A combination
of natural catastrophes, external events and the legacy of the Somozas have
impeded the country’s economic progress. The Somoza family turned the country
into their personal fiefdom. It is estimated the family controlled ‘a lion’s
share’ of the country’s import and export businesses, a national airline, a
construction business, a huge portion of the country’s arable land and much
more. On top of that Somoza further enriched himself by taking the relief monies
after the 1972 earthquake as we alluded to earlier.
The Sandinistas tried to improve the economy but fell short because of the
embargo by the U.S. and the war against the contras which ate up all of their
budget. However there were some surprising economic gains during the first
years of their regime. On top of all this hurricane Juana forced the government
spend huge sums of money on emergency aid. The Chomorro government tried to
stimulate private enterprise, but came up short. Alemán has tried to improve
the economy but has been plagued by a corruption scandal. As of May 2000 unemployment
is still very high.
To make matters worse, in November 1998 hurricane Mitch caused massive destruction
along the Atlantic coast of Central America. The hurricane, a class 5, caused
mudslides, washed out bridges and roads and killed thousands of people. In
Nicaragua heavy rains in the wake of the storm caused a huge mudslide that
buried several villages. Thousands of people were left homeless or died as
a result of the hurricane, one of the strongest recorded this century.
At present, foreign investment, private enterprise and a growing tourism market
seem to be the keys to improving the economy. Since the Sandinista era the
democratically elected governments have made significant progress in attracting
foreign investment. An incentive-packed Foreign Investment law which includes
a tourism section is bound to help the country in the long run. Tourism became
Nicaragua’s third most important source of foreign exchange by 1998 and is
expected to grow by 25%, to around a half million visitors, by the year 2002.
Major hotel chains like Holiday Inn and Barceló have taken advantage of Nicaragua’s
new tax law providing tax breaks for the hospitality and lodging industry.
The country is ripe for foreign investment because it is so underdeveloped.
It abounds with opportunities for creative entrepreneurs.
The
People
Besides its excellent weather and natural beauty, Nicaragua’s
warm-hearted hard-working people are probably the country’s
most important resource and one of the main factors to consider
in selecting Nicaragua as a place to live, retire or invest.
The country’s friendly and humble people will go out of their
way to make foreigners feel at home.
Nicaraguans proudly call themselves nicas. About 77% of the country’s people
are mestizo, a mixture of Spanish and Indian ancestry, make up the majority
of the population. Other ethnic groups include Spanish and other Europeans
10%; blacks 9%; Indians 4%. The largest concentration of Indians are the Miskitos
who live in the north eastern area.
Nicaragua society is a society of classes. This stratified society has virtually
existed in one form or another since pre colonial times with little social
mobility. As in Mexico, the lighter one’s skin, the higher one is likely to
be on the social scale. People can improve their social status by marrying
lighter-skinned people. Those of European ancestry have traditionally made
up the upper rungs of society and business.
The country has a population of around 4,200,000 people and this amount is
expected to reach 5,000,000 within the year. About 500,000 Nicaraguans have
emigrated to Costa Rica over the last 15 years in search of work. Until the
country’s economy improves there is no reason to believe this trend will change.
Family ties are very important in Nicaragua. There is a lot of nepotism with
the man ruling the roost.About 95% of the population is Roman Catholic and
5% is Protestant. Freedom of religion does exist.
As far the arts go, Nicaragua is often said to be a nation of poets. Poetry
is considered to be one of the country’s most important and beloved arts.
Nicaragua’s literary tradition dates back to the colonial era. No other Central
American nation comes close to Nicaragua’s literary output.
The most well-known literary figure is Rubén Darío (1867-1916). He was know
as the “Prince of Spanish American Literature.” His works inspired poetry movements
and literary trends through Latin America.
Ceramic arts are part of Nicaragua’s artistic traditions and can be found for
sale in many markets. Masaya has a market where local artisans exhibit their
wares.
Music is an integral part of daily life in Nicaragua. Nicaraguans, like most
Latins love salsa, merengue, reggae, Spanish rock and American pop music and
don’t miss the opportunity to party and dance.. Everywhere you go music fills
the air. Like Costa Rica and Guatemala, the national instrument is the marimba.
Reggae music is popular on the English-speaking Caribbean coast, especially
in Bluefields.
Despite all their admirable qualities, there is a negative side to the character
of the Nicaraguan people. Nicaraguans suffer from many of the same problems
endemic to all Latin American societies. Corruption and bribery are a way of
life; bureaucratic ineptitude and red-tape thrive; the concepts of punctuality
and logical reasoning are almost non-existent by North American standards,
and the “Manaña Syndrome”—of leaving for tomorrow what can be done today—seems
to be the norm rather than the exception.
Like most countries in Latin America manliness is well-entrenched.Unfortunately,
as in most Latin American countries, machismo is prevalent to some degree among
Nicaraguan males. Machismo is the belief in the natural superiority of men
in all fields of endeavor. It becomes the obsession and constant preoccupation
of many Latin men to demonstrate they are macho in a variety of ways. Fortunately,
the Nicaraguan version of machismo is milder than the type found in Mexico
but it nevertheless exists.
There is no telling to what lengths some men will go in order to demonstrate
their virility. A man’s virility is measured by the number of seductions or
conquistas he makes. It is not unusual for married men to have a querida or
lover. Many even have children with their mistresses. Since many married men
don’t want to risk having a lover, they sleep with prostitutes or loose women
called zorras. For this reason many Nicaraguan women prefer foreign men to
Nicaraguan men.
Foreign women walking along the street will be alarmed by the flirtatious behavior
and outrageous comments of some Nicaraguan men. Many of these flirtations or
piropos, as they are called in Spanish, may border on the obscene but are usually
harmless forms of flattery to get a female’s attention. Foreign women are wise
to ignore this and any other manifestations of Latin men’s efforts to prove
their machismo.
Sadly, many Central Americans have misconceptions about North Americans’ wealth.
A few people seem to think that all Americans and Canadians are millionaires.
It is easy to understand why many nicas think this way because of the heavy
influence of the U.S. television and movies which depict North Americans as
being very affluent. Also, the only contact many Nicaraguan’s have with Americans
is primarily with tourists, who are usually living high on the hog and spending
freely while on vacation.
It is therefore not surprising that some individuals will try to take advantage
of foreigners by overcharging them for services and goods. Others will use
very persuasive means to borrow amounts of money ranging from pocket change
to larger sums of money and have no intention of ever paying the debt. Please,
take our advice: don’t lend money to anyone, however convincing the sob story.
Some foreigners, who have married Central American women, have been “taken
to the cleaners.” Because family ties are so strong and there is much poverty
in parts of Central America, you can end up supporting your spouse’s whole
family. We talked to one retired American in Costa Rica who couldn’t live on
his two thousand dollar a month pension because he had to support not only
his wife and stepchildren, but his wife’s sister’s children as well. Furthermore,
he had to lend his father-in-law money to pay off a second mortgage because
the bank was going to repossess the latter’s house.
This is an extreme example, but we have heard many similar stories while living
in Central America. Not all Nicaraguan families are like this one, but it doesn’t
hurt to be aware that the situation exists. Be careful with whom you get involved.
(See Chapter 5 “Finding Companionship” for more on this subject.)
We suggest that you don’t dwell on these negatives and hope you realize how
difficult it is to generalize about or stereotype any group of people. After
you have resided in Nicaragua and experienced living with the people, you will
be able to make your own judgements.
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